Anyway...
There are four (4) different level of degree in US.
Associates Degree (2 years) -> Bachelor Degree (2 years after Associate Degree) -> Master Degree (2 years after Bacherlor Degree) -> Ph.D. (2 or more years after Master Degree).
If you earned Bachelor Degree, you also have Associates Degree. However, you will not say "I have associates and bachelor degree", each higher degree replaces all previous ones. Most people simply take 4 year program to learn Bachelor degree, some take 6 year program for Master degree.
There are also goverment funded College/Universties and privately funded ones. Privately funded college/university are privately owned and usually have strict admission guidelines, they also usually provide upto Master Degree programs. It is very rarely that they offer Ph.D. Private college/universities are usually strictly specialized in a specific field of study.
Goverment funded college/universities are publicly owned and operated by some tax player money, even though they do charge admission fees. Unlike private colleges/universities they have a bit relaxed adminission guidelines. There different level of public college/university, State University and Community College. There is one State University per State, and it usually really big and offers every kind of degree and level, Ph.D. in every possible subject. Community Colleges are usually on a per city or per community level. They usually offer only Associate degree, and rarely Bachelor degree. Like State University, they also offer learning in all areas of study.
In addition, University is usually a collection of different colleges.



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